In 1937, the National Cash Register Employees Credit Union was formed with seven Charter members each contributing $10. Today, we're Universal 1 Credit Union with assets over $400 million. We work hard to provide Beyond What You Expected service to over 50,000 members. Known for serving the greater Dayton, Ohio community, we've served members in various locations throughout the years. We continue to serve our Ohio communities, but as times change, we've embraced new technologies that allow us to serve members wherever they go - across the country and around the world. In our history, we've never lost sight of the credit union philosophy of People Helping People! We are honored to have the opportunity to continue making a difference in our community and in the lives of our members!
| 1937: NCR Employees Credit Union formed | 1990: Received Innovation & Creative Leadership Award |
| 1943: $1,000,000 in assets | 1995: Name changed to Universal 1 Credit Union & Received the Roy F. Bergengren Award |
| 1955: Dayton, OH Brown St. office opens | 2012: 75th Anniversary. $375,000,000 in assets |
| 1962: 25th Anniversary. $25,000,000 in assets | 2014: Received CUNA Diamon Award for website |
| 1974: First credit union in nation to offer ATM Service | 2017: April 27th, 80th Anniversary Celebration |
| 1982: Name changed to NCR Universal Credit Union & River Park corporate office opened | 2019: BBB Eclipse Integrity Finalist Recipient |
| 1983: First in nation to offer in-home computer service | 2021: Exclusive box office sponsor for the Rose Music Center at the Heights |
| 1984: $100,000,000 in assets | 2022: Celebrating 85 years of member service |
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U1 membership eligibility is available through many outlets. Find out how to become a
U1 member here.